Set sail for adventure
Purchase or refinance with competitive rates and flexible terms to make waves without breaking your budget.1
Competitive rates
Our great rates make monthly payments more affordable.
Flexible terms
Enjoy flexibility with terms up to 120 months.2
Up to 100% financing
Launch your purchase with up to 100% financing.
Automatic payments
Never forget a payment and get a .25% rate discount with autopay.3
GAP protection
Total your boat? Cover the difference between what you owe and its current value.4
Loan protection
Protect your investment from the unexpected, with loan protection services.5
Today's rates
View rates60 months
As low asCalculate your monthly payment7
Monthly Payment
Keep your budget afloat
Great rates are just the beginning! Enroll in autopay with a Members account for a 0.25% rate discount.
Flexible monthly payments
Whether you want a lower monthly payment or to pay off your loan sooner, with term options up to 120 months you set the course.
Best place to bank at. The staff is super nice and actually helped save us money.
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1
Complete an application
Fill out an application online, over the phone, or through Video Banking.
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2
Get approved
We'll crunch the numbers and let you know if you're approved.
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3
Buy a boat
Use your loan funds to purchase your wonderful watercraft.
Have questions? We're here to help!
It’s time to set sail
Don’t let another summer go by without making some waves. Our low rates and flexible terms help put boat ownership within reach.
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1 Boats generally include motorized boat packages for pontoons, ski/wakeboards and electronic boats.
2 Example terms of repayment: 60-month loan at 6.74% APR and a loan to value of 100% would result in monthly payments at $19.68 per $1,000 borrowed.
3 Rates listed are the lowest possible rates and require automatic payments (without auto pay the APR will be 0.25% higher).
4 GAP is provided by Allied Solutions LLC and is subject to their eligibility requirements, terms and conditions.
5 Debt protection is provided by Allied Solutions LLC and is subject to their eligibility requirements, terms and conditions.
6 APR is the Annual Percentage Rate. The stated APR is effective as of November 9, 2024. Rates listed are the lowest possible rates and require automatic payments (without auto pay the APR will be 0.25% higher). Rates may be higher based on a number of factors such as credit history, loan to value, collateral, term length, etc. Rates, terms and conditions may change at any time.
7 The calculator is provided for informational purposes only and any calculation is solely an estimate based on the information you provide. Contact Members Cooperative Credit Union at 1-800-296-8872 for more information.Membership and loan approval required.
Use of online or other electronic services may require specific hardware and software and your agreement to certain terms and conditions. Access is subject to the availability of the internet, cellphone and network coverage and plans, and typical service interruptions stemming from your providers or the credit union’s providers.
Rates
Boat Loan rates
| Year | Term | APR | Payment example per $1,000 borrowed |
|---|---|---|---|
|
2020 and newer |
60 months |
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2020 and newer |
72 months |
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2020 and newer |
84 months |
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2020 and newer |
120 months |
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2014 - 2019 |
60 months |
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2014 - 2019 |
72 months |
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2014 - 2019 |
84 months |
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Rates effective as of: November 9, 2024
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