Work hard, play hard!
Adventure everywhere with an ATV or side-by-side.1 Purchase or refinance with competitive rates and flexible terms.
Competitive rates
Fun is affordable with competitive loan rates.
Flexible terms
Terms up to 84 months to meet your needs.2
Financing up to 120%
Get financing up to 120%, depending on collateral and credit.
Rate discounts
Get a .25% rate discount with automatic payments from a Members account.3
GAP protection
Vehicle totaled? We'll help you get coverage for the difference between the current value and what you owe.4
Loan protection
Protect your investment with our loan protection services.5
Today's rates
View rates48 months
As low asCalculate your monthly payment7
Monthly Payment
Great rates, big fun
Having fun outdoors has never been more affordable, with our competitive interest rates.
Pay less up front
Get up to 120% financing on an ATV loan! Roll the down payment into your loan, and you won't have to pay out of pocket to start having fun.
Best place to bank at. The staff is super nice and actually helped save us money.
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1
Submit an application
Fill out an application online, by phone, or through video banking.
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2
Get approved
We'll crunch the numbers and let you know if you're approved.
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3
Buy your new ATV
Use the funds to purchase the perfect ATV or side-by-side for your next adventure.
Have questions? We're here to help!
Get your adventures rolling
Buy a side-by-side or ATV without breaking the bank. With flexible terms and low rates to fit your budget, you can elevate your downtime.
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1 Motorsports vehicles generally include snowmobiles, ATVs, side by sides (UTVs), off-road motorcycles and jet skis.
2 Example terms of repayment: 84-month loan at 7.84% APR with a loan to value of 100% would result in monthly payments at $15.51 per $1,000 borrowed.
3 Rates listed are the lowest possible rates and require automatic payments (without auto pay the APR will be 0.25% higher).
4 GAP is provided by Allied Solutions LLC and is subject to their eligibility requirements, terms and conditions.
5 Debt protection is provided by Allied Solutions LLC and is subject to their eligibility requirements, terms and conditions.
6 APR is the Annual Percentage Rate. The stated APR is effective as of November 9, 2024. Rates listed are the lowest possible rates and require automatic payments (without auto pay the APR will be 0.25% higher). Rates may be higher based on a number of factors such as credit history, loan to value, collateral, term length, etc. Rates, terms and conditions may change at any time.
7 The calculator is provided for informational purposes only and any calculation is solely an estimate based on the information you provide. Contact Members Cooperative Credit Union at 1-800-296-8872 for more information.Membership and loan approval required.
Use of online or other electronic services may require specific hardware and software and your agreement to certain terms and conditions. Access is subject to the availability of the internet, cellphone and network coverage and plans, and typical service interruptions stemming from your providers or the credit union’s providers.
Rates
| Year | Term | APR | Payment example per $1,000 borrowed |
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2020 and newer |
48 months |
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2020 and newer |
60 months |
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2020 and newer |
72 months |
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2020 and newer |
84 months |
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2014 - 2019 |
48 months |
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2014 - 2019 |
60 months |
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2014 - 2019 |
72 months |
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Rates effective as of: November 9, 2024
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