Get ready to roll
With easy applications, great rates, and flexible options, it's easy to purchase or refinance with us.
Competitive rates
Competitive rates and terms up to 84 months.
EcoDriveTM auto loans
Get a reduced interest rate on an eco-friendly vehicle purchase.
AutoSMART
Shop for your next ride on AutoSMART.
GAP protection
If you total your vehicle, we'll cover the difference between what you owe and your current vehicle value.
Loan protection
Protect yourself and your family with our loan protection services.
Extended warranty
Avoid costly vehicle breakdowns with an extended warranty.
Today's rates
View rates36 months
As low asCalculate your monthly payment
Monthly Payment
Affordable payments
With competitive rates and flexible terms up to 84 months, it's easy to get a monthly payment that works for you.
We've got you covered
Our loan protection, extended warranties (mechanical breakdown protection), and GAP protection ensure you're covered if you run into issues.
Hassle-free shopping
Shop new or used vehicles, check values, and get financing through our AutoSMART resource center. You can also get our great in-house rates with our preferred dealer partners .
Best place to bank at. The staff is super nice and actually helped save us money.
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1
Submit an application
Complete an online application in just minutes.
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2
Get approved
We'll crunch the numbers and let you know if you're approved.
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3
Buy your vehicle
Use the funds to purchase your next vehicle.
Have questions? We're here to help!
Your new vehicle, fast and easy
With our competitive rates, flexible terms, and loan protection options, you can get the ride you need without hitting the brakes.
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Disclosures
(1) APR is the Annual Percentage Rate. Rates listed are effective May 3, 2023 and are subject to change.
(2) Rates listed are the lowest possible rates and require automatic payments (without auto pay the APR will be 0.25% higher). Rates may be higher based on a number of factors such as credit history, loan to value, collateral, term length, etc. Rates, terms and conditions may change at any time. Subject to loan approval. MCCU membership required.
Rates
| Year | Term | APR | Payment example per $1,000 borrowed |
|---|---|---|---|
|
2021 and newer |
36 months |
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|
2021 and newer |
60 months |
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|
2021 and newer |
72 months |
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|
2021 and newer |
84 months |
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|
2015 - 2020 |
60 months |
|
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2015 - 2020 |
72 months |
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|
Rates effective as of: September 19, 2024
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