A mortgage for the bravest among us
Eligible service members, veterans, and their spouses can qualify for a VA home loan with competitive rates and no down payment.1
Excellent rates
VA mortgage rates are competitive, for purchase or refinance.
No down payment
You may not need to save for a down payment to purchase a home.
Seller-paid closing costs
Allowable seller credits can be higher, so you pay less at closing.
No mortgage insurance
Purchase a home without needing mortgage insurance.
Expert support
Our experts know their stuff! When you need guidance, count on us.
Friendly service
Visit us at a branch, by phone, or online for friendly member service.
Calculate your monthly payment2
Monthly Payment
Get the best rates around
A VA loan offers rates that are often much lower than a conventional mortgage, helping keep payments affordable.
Buy your next home now
With a VA loan, you can purchase your next home sooner, with no-down-payment options.
Trust is a top reason members choose Members Mortgage.
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1
Complete an application
Apply online, over the phone, in person, or through Video Banking.
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2
Get approved or pre-qualified
We’ll let you know if you’re approved or pre-qualified to refinance or purchase.
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3
Buy or refinance your home
Use the funds to purchase or refinance your home.
Have questions? We're here to help!
For our military members
If you’re a service member, veteran, or military spouse, explore a VA loan with lower rates and no down payment.
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1 VA loans are partially government-backed mortgages generally available to veterans, service members and surviving spouses, and they are subject to VA loan-specific eligibility requirements, limitations and restrictions.
2 The calculator is provided for informational purposes only and any calculation is solely an estimate based on the information you provide. Contact Members Cooperative Credit Union at 1-800-296-8871 for more information.Members Cooperative Credit Union lends to Minnesota and Wisconsin residents only and property used as mortgage security must be within the states of Minnesota and Wisconsin. Membership and loan approval required. Restrictions apply.
Home Mortgage Disclosure Act Notice
The HMDA data about our residential mortgage lending are available for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, and income of applicants and borrowers; and information about loan approvals and denials. Inquire at any branch office regarding the locations where HMDA data may be inspected.
Use of online or other electronic services may require specific hardware and software and your agreement to certain terms and conditions. Access is subject to the availability of the internet, cellphone and network coverage and plans, and typical service interruptions stemming from your providers or the credit union’s providers.
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