Empowering options
Get low down payment options and competitive rates with a HomeReady® or HomePossible® mortgage.
Expert local support
Enjoy a high-success, low-stress experience, from origination through the life of your loan.
Low down payment
Low down payment options make it easier to purchase.
Low PMI
Save with lower private mortgage insurance (PMI) costs.
Refinance options
HomeReady and HomePossible loans can be used for refinancing.
Not just for first-timers
Repeat buyers can qualify, too!
Friendly service
Visit us at a branch, by phone, or online, for friendly member service.
Calculate your monthly payment
Monthly Payment
More ways to qualify
Fannie Mae® HomeReady loans and Freddie Mac® HomePossible loans have the same great features, providing two opportunities for approval.
20% down? Maybe not.
With a HomeReady or HomePossible loan, get lower down payment options to help you purchase.
Trust is a top reason members choose Members Mortgage.
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1
Complete an application
Apply online, over the phone, in person, or through video banking.
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2
Get prequalified
We'll crunch the numbers and let you know if you're approved.
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3
Buy or refinance a home
Use the funds to purchase or refinance your home.
Have questions? We're here to help!
Options and opportunity
With a HomeReady or HomePossible loan, low down payment and competitive rate options can help you purchase or refinance affordably.
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*MCCU lends to Minnesota and Wisconsin residents only and property used for mortgage security must be within the states of Minnesota and Wisconsin. Membership and loan approval is required.
HomeReady® is a registered trademark of Fannie Mae. HomePossible® is a registered trademark of Freddie Mac.
Sallie Mae® is a registered trademark of Sallie Mae Bank.
Home Mortgage Disclosure Act Notice
The HMDA data about our residential mortgage lending are available for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, and income of applicants and borrowers; and information about loan approvals and denials. Inquire at any branch office regarding the locations where HMDA data may be inspected.
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