Ready to buy or refinance a home?
Purchase or refinance your perfect place with a conventional home loan.
Competitive rates
Help keep your monthly payments affordable.
Low down payment options
You may not need 20% down, making it easier to buy now.
Repayment term options
Choose a term that works best for your goals and budget.
Seller-paid closing
Don't worry, we allow seller paid closing costs.
Multiple use property types
Finance a primary, secondary, or investment property.
Expert support
Our experts know their stuff! When you need guidance, count on us.
Calculate your monthly payment1
Monthly Payment
Affordable loans
High interest rates limit your buying power. Keep your payments affordable with a competitive-rate conventional mortgage loan
Choose your term
We offer a variety of repayment terms so you have more control over your monthly and total payments.
Trust is a top reason members choose Members Mortgage.
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1
Complete an application
Apply online, over the phone, in person, or through video banking.
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2
Get approved or pre-qualified
We’ll let you know if you’re approved or pre-qualified to refinance or purchase.
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3
Buy or refinance your home
Use the loan funds to buy a new home or refinance your current home.
Have questions? We're here to help!
A smart path to home ownership
With competitive rates and low down payment options, it’s easy to purchase your next home with a conventional loan.
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1 The calculator is provided for informational purposes only and any calculation is solely an estimate based on the information you provide. Contact Members Cooperative Credit Union at 1-800-296-8871 for more information.
Members Cooperative Credit Union lends to Minnesota and Wisconsin residents only and property used as mortgage security must be within the states of Minnesota and Wisconsin. Membership and loan approval required. Restrictions apply.
Home Mortgage Disclosure Act Notice
The HMDA data about our residential mortgage lending are available for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, and income of applicants and borrowers; and information about loan approvals and denials. Inquire at any branch office regarding the locations where HMDA data may be inspected.
Use of online or other electronic services may require specific hardware and software and your agreement to certain terms and conditions. Access is subject to the availability of the internet, cellphone and network coverage and plans, and typical service interruptions stemming from your providers or the credit union’s providers.
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