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Money Market Savings Account

Save and earn securely

Amp up your earnings and maintain flexibility with a Money Market Savings account.

Account Features

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Earn dividends

Earn a monthly dividend.

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Earn more with less

Earn dividends on balances of $2,500 or more.1

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Access your funds

Make withdrawals and deposits with total flexibility.

How it works

It's easy to get a Money Market Savings account.

  • 1

    Complete the application

    Apply online or in a branch.

  • 2

    Make an initial deposit

    Fund your account with an opening deposit.

  • 3

    Earn dividends

    Once your balance is $2,500 or more, sit back and watch the savings grow.

Open an account

Earn Dividends

High return, minimum investment

Earn dividends on your Money Market Savings account with a $2,500 regular balance.1

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Two Ways to Save

Boost your rates

With two account options, you can boost your rates and earn even more:

• MembersBasic – The standard Money Market Savings account for members with one product.
• MembersPlus – Get a higher interest rate with an active checking account and one other product.4

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Members tell us they feel like they're treated like family and appreciate their interactions with employees.

— 2022 Avtex Findings Report

Have questions? We're here to help!

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Schedule an appointment

 

Schedule now

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Meet virtually

 

Video Banking

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Give us a call

 

Call 1-800-296-8871

Flexible funds, easy earnings

Boost your earnings while maintaining flexible access to your funds, with a Money Market Savings account.

 

Open an account

  • 1 Daily balances of $2,500 or more earn interest when held in a money market account. Daily balances below $2,500 do not earn interest.
    2 APY is the Annual Percentage Yield. The stated APY is effective as of September 19, 2024. The APY is variable and may change at any time. Fees may reduce earnings.
    3 The calculator is provided for informational purposes only and any calculation is solely an estimate based on the information you provide. There is no guaranteed rate or earnings on a share savings account. Contact Members Cooperative Credit Union at 1-800-296-8871 for more information.
    4 MembersPlus accounts require at least two MCCU products, one of which is an active checking account. Active checking means a checking account with a minimum of 5 debits per month or recurring direct deposit(s) totaling a minimum of $500 per month. See the Truth-in-Savings Disclosure for account information and limitations.

    Membership required and subject to account requirements. See the Truth-in-Savings Disclosure for more information.

    Use of online or other electronic services may require specific hardware and software and your agreement to certain terms and conditions. Access is subject to the availability of the internet, cellphone and network coverage and plans, and typical service interruptions stemming from your providers or the credit union’s providers.

Video Banking