Save and earn securely
Amp up your earnings and maintain flexibility with a Money Market Savings account.
Earn dividends
Earn a monthly dividend.
Earn more with less
Earn dividends on balances of $2,500 or more.1
Access your funds
Make withdrawals and deposits with total flexibility.
Today's rates
View ratesCalculate your monthly savings3
Final Balance
Contributions: | Earnings:High return, minimum investment
Earn dividends on your Money Market Savings account with a $2,500 regular balance.1
Boost your rates
With two account options, you can boost your rates and earn even more:
• MembersBasic – The standard Money Market Savings account for members with one product.
• MembersPlus – Get a higher interest rate with an active checking account and one other product.4
Members tell us they feel like they're treated like family and appreciate their interactions with employees.
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1
Complete the application
Apply online or in a branch.
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2
Make an initial deposit
Fund your account with an opening deposit.
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3
Earn dividends
Once your balance is $2,500 or more, sit back and watch the savings grow.
Have questions? We're here to help!
Flexible funds, easy earnings
Boost your earnings while maintaining flexible access to your funds, with a Money Market Savings account.
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1 Daily balances of $2,500 or more earn interest when held in a money market account. Daily balances below $2,500 do not earn interest.
2 APY is the Annual Percentage Yield. The stated APY is effective as of January 18, 2025. The APY is variable and may change at any time. Fees may reduce earnings.
3 The calculator is provided for informational purposes only and any calculation is solely an estimate based on the information you provide. There is no guaranteed rate or earnings on a share savings account. Contact Members Cooperative Credit Union at 1-800-296-8871 for more information.
4 MembersPlus accounts require at least two MCCU products, one of which is an active checking account. Active checking means a checking account with a minimum of 5 debits per month or recurring direct deposit(s) totaling a minimum of $500 per month. See the Truth-in-Savings Disclosure for account information and limitations.Membership required and subject to account requirements. See the Truth-in-Savings Disclosure for more information.
Use of online or other electronic services may require specific hardware and software and your agreement to certain terms and conditions. Access is subject to the availability of the internet, cellphone and network coverage and plans, and typical service interruptions stemming from your providers or the credit union’s providers.
Rates
MembersPlus Money Market Savings account rates
Tier | APY |
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$2,500 - $99,999 |
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$100,000 - $249,999 |
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$250,000 - $999,999 |
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$1,000,000+ |
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Rates effective as of: January 18, 2025
MembersBasic Money Market Savings account rates
Tier | APY |
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$2,500 - $9,999 |
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$10,000 - $49,999 |
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$50,000+ |
|
Rates effective as of: January 18, 2025
Open Account
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