1 Checking accounts do not have maintenance or transaction fees; other fees may apply.
2 Members Cooperative Credit Union is a participant in the MoneyPass® ATM network. If a location has more than one ATM, look for the appropriate logo at the ATM or on the ATM screen.
3 Eligible funds received via direct deposit may be accessed up to three days before the scheduled payment date. The date funds will be available may vary for each payment, including recurring deposits, and is dependent on the timing of the payor’s submission and the discretion of the credit union.
4 Overdraft services are subject to Members overdraft governance documents.
5 APY is the Annual Percentage Yield. The stated APY is effective as of January 18, 2025. The APY is variable and may change at any time. Daily balances of $2,500 or more earn interest when held in a checking account. Daily balances below $2,500 do not earn interest. Fees may reduce earnings.
6 The calculator is provided for informational purposes only and any calculation is solely an estimate based on the information you provide. There is no guaranteed rate or earnings on a checking account. Contact Members Cooperative Credit Union at 1-800-296-8871 for more information.

Membership required and subject to account requirements.

Use of online or other electronic services may require specific hardware and software and your agreement to certain terms and conditions. Access is subject to the availability of the internet, cellphone and network coverage and plans, and typical service interruptions stemming from your providers or the credit union’s providers.