Borrow on your terms

Refinancing your mortgage can help you improve your loan terms and get ahead.

Apply now

Cash-out refinance

Get paid for the equity in your home with a cash-out refinances.

Pay off your car or credit cards and consolidate debt into one easy monthly payment.

Refinance for a lower interest rate and smaller monthly payments.

Monthly Payment

Amount

Rate

Months

Cash-out Refinance

Get paid for your equity in a lump sum for purchases, debt consolidation, or future use.

Apply now

Lower Rates

Get access to our current mortgage rates, which may be lower than your original loan rate.

Apply now

Trust is a top reason members choose Members Mortgage.

— 2023 Mortgage Processing Survey

It's easy to refinance your mortgage.

1
Complete an application

Apply online, over the phone, in person, or through video banking.
2
Get approved

We'll crunch the numbers and let you know if you're approved.
3
Use the funds

Funds will be disbursed as payoffs or cash back.

Want to consolidate debt, cover expenses, or save with a better rate? Refinancing your mortgage can be a great option.

Loan approval, rates and cash-out options vary based on loan amount, borrower credit, loan to value, property type, occupancy, etc. MCCU membership required. Restrictions apply. Terms and rates may change at any time. NMLS #422512

Home Mortgage Disclosure Act Notice

The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. These data are available online at the Consumer Financial Protection Bureau’s Web site (www.consumerfinance.gov/hmda). HMDA data for many other financial institutions are also available at this Web site.